Local Money
by localhost/AI
Track spending, capture receipts, and ask questions about your finances — every calculation stays on the phone. No bank logins, no account.
Not yet released
Announced but not yet on the stores. Links will be added here when it ships.
Local Money treats your financial records the way a paper ledger treats them: as something that lives in your possession. There is no account to create and no bank connection to authorize. You import a statement or photograph a receipt, and the app reads it on the device.
The reading is the interesting part. Bank statements and receipts are unstructured documents — a PDF export from one institution looks nothing like another’s, and a receipt is a photograph of thermal paper. Local Money uses on-device OCR to extract the text and a local language model to interpret it, which means the document is parsed where it sits rather than uploaded to a service that promises to delete it afterward.
Once a statement is imported, you can ask questions about it. What did I spend on groceries in February. Which subscriptions renewed this month. The retrieval happens against a local index of your own transactions, so the model answering has read your finances and nothing else has.
What it uses
Text generation for interpreting and answering questions, OCR for reading receipts and statement PDFs, and retrieval-augmented generation to ground answers in your actual transaction history rather than the model’s guesses.
Status
Announced by localhost/AI, not yet released. Planned for iOS and Google Play.